A Risk Retention Group (RRG) is a form of self-insurance. A RRG is formed and owned by its policyholders, and covers specific liabilities and actions, which traditional insurance companies just don't have the stomach for.
RRGs are common practice for law enforcement officers, doctors practicing emergency medicine, contractors, medical product manufacturers, and a variety of other professionals in high-risk industries.
The CrossFit RRG represents our strength and initiative as a community and is designed to:
The RRG originally provided just Professional Liability Insurance but now also provides General Liability Insurance to the CrossFit community. Work is also underway to provide these forms of insurance to our international affiliates but at present the coverage is restricted to the United States only.
Professional Liability coverage protects an affiliate or trainer from lawsuits arising from giving or failing to give advice to clients. General Liability coverage protects policyholders from legal action arising from injuries that occur on your premises or at whatever location you may be conducting a class. Such injuries may arise from a hazard that exists and that you may not be aware of or have any control over. These two forms of coverage are required of CrossFit affiliates and must be kept and renewed at expiration in order to maintain good standing as an affiliate. Trainers working exclusively at an affiliate gym are covered by the affiliates policy. Independent trainers should have their own policies.
Buying into the RRG and purchasing a policy involves several steps that differ for the trainer and the affiliate. For further information please select one of the two following links:
Owning the RRG through your capital contribution offers several distinct benefits:
Additional information about the RRG is available at our FAQ page.
Contact and corporate information is available at our Company Information page.
A listing of the charter members of the RRG is shown here.